Low APR VISA Credit Cards The low Annual Percentage Rate is very important when you transfer your balance from your old credit card to a new low apr visa credit card. Some offers as low as 0% for six months, but you should compare the amount they charge as Balance Transfer Fee for the procedure itself. Second and more important: check the APR they offer AFTER the introductory APR. You might loose again if you have to stay with your new credit card and you end up paying even more. You might start as low as 1.9% APR, but you might be forced to stay with an ongoing APR of 19.99%. Third: All credit cards offer low APR credit cards ONLY if you qualify for it. Be sure your credit history is excellent, and always read the Terms and Conditions! More... Sky mile credit cards The American Express Gold Delta Sky Miles Credit Card is a great way to start earning Delta Sky Miles. 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Payday Loan MasterCard Credit Cards Compare Credit Card Offers Bank of Amrica credit crad Tarjetas de Crédito Aprobación garantizada!       Chase Platinum           0% Introductory APR for up to 12 months on all purchases and balance transfers* No Annual Fee Interest-free grace period when you pay your bill in full each month Get great Platinum privileges   0% APR     Chase Platinum       Chase Perfect CardTM           0% Introductory APR* on balance transfers Earn a 6% rebate on all gasoline purchases for the first 90 days your account is open Earn a 3% rebate on all gasoline purchases after the 90 day introductory period Earn a 1% rebate on purchases All the rebates you earn are automatically credited toward future purchases   13.99% APR     Chase Perfect Card       BP Visa® Rewards Card           Earn up to 10% in rebates Earn up to 5% in rebates 0% APR for up to 6 months No annual fee Online Account Management Zero Liability against unauthorized purchases   0% APR     BP Visa Rewards Card       Capital One® No Hassle CashSM Rewards for Above average credit           1% cash back on all purchases No limit on cash back and rewards won’t expire for the life of your account 16.9% APR on purchases and balance transfers Request your cash back rewards whenever you want No annual fee and no balance transfer fees *See Card Terms & Conditions   0% APR     Capital One No Hassle CashSM Rewards for Above average credit       Capital One® No Hassle CashSM Rewards for Excellent credit           1% cash back on all purchases you make from day one No limit on cash back and rewards won’t expire for the life of your account 14.9% APR on purchases and balance transfers Request your cash back rewards whenever you want *See Card Terms & Conditions   0% APR     Capital One No Hassle CashSM Rewards for Excellent credit Beware of Low APR credit cards As you are shopping around you will find many credit card companies that offer Low APR credit cards, but you must be very careful. Some credit card companies are offering 0% or Low APR credit cards for a limited amount of time and then the interest rates sky rocket. You should always read everything in their terms before you apply for a credit card. Low APR credit cards are a great way for some people that are expecting to earn more money in a year to have a credit card for a full year before they have to pay higher interest rates, but some credit cards only offer this deal for a limited time which can be only for 3 to 6 months and then you are hit with higher rates. It is best to check out each company and compare their Low APR credit cards, because they may be the lowest for the first year and then they could be among the highest after their promotional period is over. Never, just apply for a credit card because is has a 0% or Low APR credit cards at this time. If you can however, switch your higher credit cards payments to a Low APR credit cards then you could be saving money in the long run. You can consolidate all of your other credit cards that have high interest rates to one with a low APR and may find that you can pay off those debts incurred on the higher credit cards. This will be a big money saver if you can pay them off before the promotional period is over. Then you would not be paying interest on those debts and you could pay them off faster with a Low APR credit card. The choice is yours to apply for Low APR credit cards and then pay off those high credit cards and get your credit rating back on track and healthy again. See the type of score that helps lenders decide whether to give you that loan Complete with personalized analysis and advice Easy to read and understand -- Only $14.95 -- Get your credit report now! Platinum Credit Cards offers all the online available platinum credit cards. 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