Low APR VISA Credit Cards The low Annual Percentage Rate is very important when you transfer your balance from your old credit card to a new low apr visa credit card. Some offers as low as 0% for six months, but you should compare the amount they charge as Balance Transfer Fee for the procedure itself. Second and more important: check the APR they offer AFTER the introductory APR. You might loose again if you have to stay with your new credit card and you end up paying even more. You might start as low as 1.9% APR, but you might be forced to stay with an ongoing APR of 19.99%. Third: All credit cards offer low APR credit cards ONLY if you qualify for it. Be sure your credit history is excellent, and always read the Terms and Conditions! More... Sky mile credit cards The American Express Gold Delta Sky Miles Credit Card is a great way to start earning Delta Sky Miles. Cash reward credit cards A complete website dedicated to free Cash Reward Credit Cards Credit card cash reward Compare credit cards and find the best credit card with cash back feature. Low apr credit Finding a low APR credit card is critical to getting out of debt, transfer balances, and SAVE money! Payday Loan Bank of Amrica credit crad       Orchard Bank(R) Classic MasterCards           An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages are available to remind you of your upcoming payment due date Knowledgeable customer service representatives to assist you with questions or concerns   N/A* APR     Orchard Bank(R) Classic MasterCards       The Platinum Card(R) from American Express           25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide   N/A APR     The Platinum Card(R) from American Express       American Express(R) Gold Card           Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $500 in your first 3 months of Card membership Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more. Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards. Get approved in 60-seconds.   N/A APR     American Express(R) Gold Card       Blue Cash Everyday(SM) Card from American Express           No annual fee, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card   0% on Purchases for up to 12 months APR     Blue Cash Everyday(SM) Card from American Express       Discover(R) More Card - 18 Month Promotional Balance Transfer           0% intro APR on balance transfers for 18 months, then the variable APR of 11.99% - 20.99% 0% intro APR on purchases for 6 months, then the variable APR of 11.99% - 20.99% 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts No annual fee, no rewards redemption fee, and no additional card fee   0% Intro APR* APR     Discover(R) More Card - 18 Month Promotional Balance Transfer       Discover(R) More Card - 15 months intro period           0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99% 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 20% Cashback Bonus at popular retailers when you shop online through Discover Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts No annual fee, no rewards redemption fee, and no additional card fee   0% APR     Discover(R) More Card - 15 months intro period       Discover(R) Motiva Card           Earn Cashback Bonus for your good credit managment 3.99% intro APR on balance transfers and purchases for 15 months, then the variable APR of 11.99% - 20.99% 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts No annual fee, no rewards redemption fee, and no additional card fee   3.99% Intro APR* APR     Discover(R) Motiva Card       Orchard Bank(R) Classic MasterCards           An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages are available to remind you of your upcoming payment due date Knowledgeable customer service representatives to assist you with questions or concerns   N/A* APR     Orchard Bank(R) Classic MasterCards       TrueEarnings(R) Card from Costco and American Express           American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express   0% on Purchases for 6 months APR     TrueEarnings(R) Card from Costco and American Express       Starwood Preferred Guest(R) Credit Card from American Express           Earn up to 30,000 bonus Starpoints(R) - enough for 3 free nights at a Category 4 hotel. Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates. Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts 2011 SmarterTravel(R) Award for "Best Travel Rewards Card" Enjoy the first year with no annual fee -- a savings of $65   2.90% on Purchases and Balance Transfers for 6 months APR     Starwood Preferred Guest(R) Credit Card from American Express       American Express(R) Premier Rewards Gold Card           Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide No annual fee for your first year - a $175 savings Get approved in 60-seconds.   N/A APR     American Express(R) Premier Rewards Gold Card       Discover(R) Open Road Card - $150 Restaurant.com Gift Certificate           Free $150 Restaurant.com Gift Certificate with first purchase 0% intro APR on purchases and balance transfers for 12 months, then the variable APR of 11.99% - 20.99% 2% Cashback Bonus automatically at any gas station and any restaurant Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts No annual fee, no rewards redemption fee, and no additional card fee   0% Intro APR* APR     Discover(R) Open Road Card - $150 Restaurant.com Gift Certificate       Escape by Discover(R) Card           25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months 2 Miles per $1 on all purchases No limit on the Miles you earn and Miles don’t expire* Fly on any airline, book any hotel or car, with no blackout dates Use Miles for travel, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months then the variable APR of 10.99% - 16.99% Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report) Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance $0 Fraud Liability plus automatic mobile and email fraud alerts   0% Intro APR* APR     Escape by Discover(R) Card       Miles by Discover(R) Card           12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year 0% intro APR on purchases and balance transfers for 6 months then the variable APR of 10.99% - 16.99% 1 Mile per $1 on every purchase Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year No limit on the Miles you earn and Miles don’t expire* Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report) Fly on any airline, book any hotel or car, with no blackout dates Use Miles for travel, merchandise, gift cards or cash No annual fee, No Overlimit Fee, No Redemption Fee   0% Intro APR* APR     Miles by Discover(R) Card Beware of Low APR credit cards As you are shopping around you will find many credit card companies that offer Low APR credit cards, but you must be very careful. Some credit card companies are offering 0% or Low APR credit cards for a limited amount of time and then the interest rates sky rocket. You should always read everything in their terms before you apply for a credit card. Low APR credit cards are a great way for some people that are expecting to earn more money in a year to have a credit card for a full year before they have to pay higher interest rates, but some credit cards only offer this deal for a limited time which can be only for 3 to 6 months and then you are hit with higher rates. It is best to check out each company and compare their Low APR credit cards, because they may be the lowest for the first year and then they could be among the highest after their promotional period is over. Never, just apply for a credit card because is has a 0% or Low APR credit cards at this time. If you can however, switch your higher credit cards payments to a Low APR credit cards then you could be saving money in the long run. You can consolidate all of your other credit cards that have high interest rates to one with a low APR and may find that you can pay off those debts incurred on the higher credit cards. This will be a big money saver if you can pay them off before the promotional period is over. Then you would not be paying interest on those debts and you could pay them off faster with a Low APR credit card. The choice is yours to apply for Low APR credit cards and then pay off those high credit cards and get your credit rating back on track and healthy again. See the type of score that helps lenders decide whether to give you that loan Complete with personalized analysis and advice Easy to read and understand -- Only $14.95 -- Get your credit report now! Platinum Credit Cards offers all the online available platinum credit cards. Find the best database for credit cards at Low APR credit cards If you are just after a bankruptcy click here: Secured credit cards Reward Credit Cards presents all the reward and casback credit cards. Start earn cashback today!