Why you need a low apr visa credit card?
Let's say you have a balance of $1,000 on your credit card. If you only make the minimum payment each month, most of your money goes toward paying off the finance charge—the amount you’re being charged on the money you’ve effectively borrowed from the credit card company. So, if you borrow the money for a long time, you would end up paying far more for the product than you originally wanted. This is why it’s far more smart business—to choose a card with low apr and pay not only the minimum payment but as much as you can! This is why you need a low apr visa credit card!
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